Since 2014, Joshua Biggs Agency LLC has been here for our community.
It happens more often than you think…
After running multiple tests, doctors conclude you have an incurable medical condition that may affect the length of life you have remaining. A million thoughts race through your head. You’re unsure of what to do or whom to call. Your first priority is your family and who will look after their well-being when you’re gone.
Well, you might be asking yourself:
- How will your spouse stay afloat with all the debt accrued?
- Who will save for your children’s college fund?
- Where will your family be without you?
Or will you be thinking instead of how you will choose to spend whatever time you have left secure in the fact you have a precisely calculated policy to cover your debt and funeral costs?
Recognizing everyone’s situation is unique, which means there are two types of life insurance policies to choose from:
- Term life policies are set up to cover you for a specific period of time
- Whole life or Universal life insurance covers the insured for the course of their life
No matter the situation, it is important to know what type of policy best suits your needs, the amount of coverage desired, and most importantly, who the beneficiary will be. One of the helpful agents at our firm can help you learn more about purchasing a life insurance policy. Having peace of mind knowing that when you leave this world, your family won’t be burdened with your financial hardships.
Why We're Different
While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you. After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your business.